Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Total to repay
Monthly repayment
*Exact repayment amounts and interest may change slightly subject to your pay date. Exact figures are provided in your loan documentation once your payday information has been input
Rates from 640% to 1250% Representative

Representative Example: Borrow £300 and pay £125.53 per month for 4 months at a fixed interest rate of 292% per year. The total charge for credit is £202.00 (all interest). The Total Repayable is £502.00. 1218.63% APR Representative.

Compare high cost short term loans on Choose Wisely

Lender to the People

Tick Tock Loans is a lender with a difference. We understand that everyone’s needs are different and we treat each customer as an individual. Our rates and service reflect this, the same loan terms will not be the best option for everyone. We have options available for short term loans which give you the option to borrow a higher amount over a longer period at a competitive rate.

Term Loan

Borrow from up to £500 over 6 months. For example you can borrow £400 over 3 months spreading the cost of your repayments and paying unnecessary fees and additional interest. All term loans are manually processed to ensure you receive the best rate possible and the loan provided to you is at a low cost.


The personal touch

We understand that even the best people can go through tough times, this is why we consider applicants with a less than perfect credit rating.

TickTock loans are manually underwritten so you can be sure you will receive the best loan for you at the best rate. We pride ourselves on our one to one service, your account manager will be available to speak to you during the application and processing stage to answer any questions you may have. Once your loan is approved, we will contact you to let you know when your repayments are due.

Responsible lending

We pride ourselves on being a responsible lender. Tick Tock Loans considers all applications carefully and we will obtain a full credit search to ensure you meet our criteria. We will also ask you to provide proof of income, in the form of recent bank statements.

Our lending criteria is stringent and we strongly recommend clients not to apply for credit if they are experiencing financial hardship or are aware that they may struggle to repay their loan.

Non payment policy

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

If you do not make a payment on the due date do not panic, contact us and we will do our best to come to a mutually agreeable arrangement to pay this back. Whether its taking the payment a few days later or spreading the payment over the remainder of your term we want to help. Failure to contact us or reply to our communications will result in a £12 fee being added to account once the account defaults after 5 days. Further costs may also be added at a later date if we have to take further action to recover the debt.

Collections practices

We will send you an email and text message at least 3 workings days prior to the agreed repayment is due to be collected, to remind you of the date and amount of your next payment. We collect repayments via Direct Debit but we can also collect a repayment via a debit card if you prefer this method of payment.