Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Get details on how it works


Tick Tock Loans application form is simple to complete and can only be submitted online via our web site. Once you have decided the type of loan you require, such as a term loan, and have confirmed the amount and term of the loan is affordable via the sliders on our web page; please proceed to the online application form.

To ensure we are meeting our obligations as a responsible lender, you will be required to confirm your monthly income and expenses so we can determine you can afford the monthly repayments. We will also require you to submit the last 3 months of your bank statement to verify your monthly income. TickTock Loans lending criteria is stringent and we strongly recommend to not apply for a loan if you are experiencing financial hardship or unable to repay the loan.

Processing the Loan Application

We will conduct a full credit search to ensure you meet our criteria and are not overly committing yourself with another debt. Rest assured, the data provided will be kept private and secure. Please refer to our Privacy Policy to find out how your data will be used and stored.

Tick Tock Loans manually process applications to ensure you receive the best rate possible and a comprehensive decision can be made. We will confirm your loan application has been accepted within 1 working day of receiving the application. Once approved, the agreed loan amount will be transferred to your bank account within a matter of hours.

We make all transfers by faster payments which means the money should be available immediately, please however check with your bank that they accept faster payments, otherwise the money will take longer to reach your account.


The first payment will be collected on the following pay date confirmed in your loan application. We accept Debit Card payments however, Credit Card payments will not be accepted. We strongly recommend to set up a Direct Debit or Standing Order for the scheduled repayment or repayments. Please be informed, as per terms and conditions on the loan agreement, missed and late payments will be subject to charges and daily additional interest. If you anticipate a late payment, due to unforeseen circumstances, please inform us as soon as possible.